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Animal health insurance

  • Insurance of all breeds and no exclusions of breed-specific diseases
  • Graduation without a health exam
  • Fast invoice processing
  • For dogs from 23,90 € in the month1

Your best friend deserves the best protection

Protect what you love - real animal love needs the best animal health insurance

Dogs and cats are the most popular pets in Germany and are therefore loyal companions for many. Unfortunately, four-legged friends can also get sick or injure themselves, both of which are not uncommon. When worrying about the darling, there are often unexpectedly high veterinary costs. So that you can concentrate fully on the recovery of your four-legged friend, there are special animal health insurances that take care of financial security for veterinary costs.

Animal health insurance: your advantages

Premium partner AGILA animal insurance
Expert in animal insurance for 25 years
Fairest performance regulator animal health insurer (FocusMoney 04/2021)

Insurance of all races
No exclusions of breed specific diseases

Graduation without a complicated health exam

Easy submission of veterinary bills and quick reimbursement

Direct billing with the veterinarian is possible

Emergency telephone and veterinary video consultation in selected tariffs

Free dog trainer consultation hours
on the AGILA website

The AGILA animal health insurance experts are available Monday to Friday from 8 a.m. to 5 p.m. if you have any questions 0511/71 280 820 and by email at [email protected] to disposal.

All-round protection for dogs and cats

Regular check-ups, a chronic condition such as diabetes, a broken shard in the paw, or poisoning. These are just a few examples of veterinary costs incurred in the course of a dog and cat's life. Several thousand euros quickly accumulate, and in the event of operations and accidents these are due very spontaneously. Many household budgets are not set to three- to five-digit amounts for paying veterinary bills.

An example: Golden Retriever bitch Nala found sausage in the bushes while walking with her owners. Before the master or mistress could react, she had already devoured the delicacy. Unfortunately, it quickly turned out that the sausage had been poisoned, because Nala was still showing symptoms of poisoning on the walk. Her owners immediately drove her to the nearest veterinary clinic, where everything was done to ensure that Nala survived the poisoning. She had to stay at the veterinary clinic for a few days for treatment and observation, but she made it. The veterinary costs were 1,600 euros for the three-day stay and treatment in the veterinary clinic.

With the animal health protection from our premium partner, the AGILA pet insurance, you are fully protected just in case.

It covers:

  • Outpatient and inpatient treatments
  • Medical checkups
  • Diagnosis
  • Medication
  • Operations
  • Physical therapy
  • Placement in a veterinary clinic
  • Homeopathic Treatments

Animal health insurance benefits

Animal health protection 24Animal health protectionAnimal health protection exclusive
Sum insured for outpatient and inpatient treatment

Dogs: € 500

Cats: 300 €

Dogs: € 600

Cats: 300 €

Dogs: € 1,100

Cats: 550 €

Insurance amount for operations

Dogs: € 2,500

Cats: € 1,500

Dogs: € 3,000

Cats: € 1,600

unlimited

Sum insured for health care

Dogs: 50 €

Cats: 50 €

Dogs: € 65

Cats: 65 €

Dogs: Coverage over the sum of "outpatient and inpatient treatment"

Cats: 100 €

Breed specific diseases
All races
Free choice of vet
Assumption of costs according to GOT

Up to 3 times the rate

Up to 3 times the rate

Up to 4 times the rate

Performance increase

Dogs: 150 €

Cats: 100 €

Dogs: € 250

Cats: 125 €

Dogs: € 250

Cats: 125 €

Foreign protection

2 months

12 months

12 months

Travel cost protection
Maximum age of admission

4 years

Dogs 7 years

Cats 9 years

Dogs 7 years

Cats 9 years

Deductible

20% per invoice case

20% only for operations from the 5th birthday

20% only for operations from the 5th birthday

Average dog and cat veterinary costs for the most common treatments:


Take out your affordable animal health insurance now!


Separate protection of operations

Operations in dogs and cats in particular cause very high veterinary costs. For these situations, AGILA offers separate OR cost protection at a low monthly fee. So you are protected in the worst-case scenario. It covers:

  • Surgical interventions under anesthesia
  • Corresponding follow-up treatment
  • Placement in a veterinary clinic in connection with the surgical procedure

An example: Labradoodle Charlie is a bright and energetic dog at two years of age. He prefers to play with his fellow dogs in the dog meadow. At one of these wild games Charlie suddenly howled and hobbled back to his mistress. She had only seen out of the corner of her eye that he must have stepped into a rabbit hole while running. After the first shock it didn't get better, which is why Charlie's owner drove him to the vet. After an extensive examination, he ordered an MRI to see whether the four-legged friend had torn his cruciate ligament. Unfortunately, this suspicion was confirmed. Charlie needed an operation. Including diagnostics on the same day, surgery and follow-up treatment with physiotherapy, costs of around 2,000 euros were incurred.

With the pure operating room cost protection tariffs from AGILA, you protect yourself in the event of an emergency when your four-legged friend needs to be operated on.

OP insurance benefits

Surgery cost protection 24Surgery cost protectionSurgical cost protection exclusive
Insurance amount for operations

1.500 €

  • € 2,500 for dogs
  • € 1,600 for cats

Unlimited

Breed specific diseases
All races
Free choice of vet
Assumption of costs according to GOT

Up to 3 times the rate

Up to 3 times the rate

Dogs: up to 3 times the rate

Cats: up to 4 times the rate

Foreign protection

1 month

12 months

12 months

Travel cost protection

50% max. € 2,000 reimbursement of the costs of the booked trip

Maximum age of admission

4 years

7 years

7 years

Deductible

20 %

No

No


Take out your affordable animal surgery insurance now!


Frequent questions about animal health insurance

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When does the animal health insurance take effect?

In the animal health protection tariffs from AGILA, preventive services (vaccinations, wormers, flea / tick remedies) are reimbursed immediately from the start of the contract. AGILA also reimburses veterinary costs incurred as a result of an accident (for example a fight with another dog) as well as traffic accidents directly from the start of the contract. All other treatments and operations are covered in the animal health insurance tariffs after a waiting period of three months.

In the OR cost protection tariffs there is also a waiting period of three months with the exception of operations that have to be carried out due to accidents.

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How long is my animal protected?

Your contract runs for 12 months and is automatically renewed if you do not cancel one month before it expires.

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